Privacy Policy

1. Introduction

OfferingFlow ("we," "our," or "us") operates the website offeringflow.com and the OfferingFlow mobile application (collectively, the "Service"). This Privacy Policy explains how we collect, use, and protect your personal information when you use our Service to make donations to churches and religious organizations.

2. Information We Collect

We collect the following types of information:

• Donor Information: Name, email address, and church membership status when you make a donation. This information is provided voluntarily.
• Transaction Data: Donation amount, fund/cause selected, payment method used, and transaction timestamps.
• Device Information: Device type, operating system, and browser type for service optimization.
• Church Directory Data: If you are listed in a church directory, your name, household, email, and phone number as provided by your church administrator.

3. How We Use Your Information

• Processing and recording your donations
• Sending donation receipts to your email address
• Providing donation records to church administrators for bookkeeping and tax reporting
• Improving and maintaining the Service
• Communicating with you about your transactions

4. Payment Processing

We do not store credit card numbers, bank account details, or other sensitive financial information on our servers. All payment processing is handled by third-party payment processors including Stripe, Braintree (PayPal), and Square. These processors have their own privacy policies and are PCI-DSS compliant. Your payment information is transmitted directly to these processors using industry-standard encryption.

5. Data Sharing

We share your information only in the following circumstances:

• With your church: Donation records including your name, amount, fund, and date are shared with the church organization you donated to, for their bookkeeping and tax-receipt purposes.
• Payment processors: Transaction data is shared with Stripe, Braintree, or Square to process your payment.
• Legal requirements: If required by law, regulation, or legal process.

We do not sell your personal information to third parties. We do not share your information with advertisers.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information. All data transmitted between your device and our servers is encrypted using TLS/SSL. Payment transactions are processed through PCI-DSS compliant payment processors.

7. Data Retention

Donation records are retained for the duration required by applicable tax laws (typically 7 years in the United States). You may request deletion of your personal information by contacting us, subject to legal retention requirements.

8. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal retention requirements)
• Opt out of non-essential communications

9. Children's Privacy

Our Service is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated revision date.

11. Contact Us

If you have questions about this Privacy Policy or your personal data, please contact us at:

OfferingFlow
Email: privacy@offeringflow.com
Website: www.offeringflow.com